We all have a responsibility to protect those who depend on us with a sufficient amount of life insurance protection. Fuller Insurance offers life insurance to Dallas Fort Worth because it is the cornerstone of your family's financial security. It can provide those who are left behind with a lifetime of financial security. Fuller Insurance offers the following life insurance policies to Dallas Fort Worth residents:

Term Life Insurance

Term life insurance is generally the least expensive and least complicated type of life insurance. Fuller Insurance offers term life insurance to Dallas Fort Worth residents who are seeking insurance protection at a low cost for a specified period of time, such as 1, 10 or 20 years. If you die within the term period, a death benefit is paid to your beneficiary. If you are still living at the end of the term, protection ceases unless the policy is renewed. There is no "accumulation" element, or cash value with term life insurance. 

Permanent Life Insurance

There are two general types of permanent life insurance policies, Fuller Insurance offers to Dallas Fort Worth residents:

Whole Life Insurance - Dallas Fort Worth residents can purchase whole life insurance policies to provide guaranteed death benefits and cash value. The premium may be level or increase after a fixed period, but the premium will not change from the scheduled premium at issue. Part of each premium payment is applied to the policy's cash value account, which grows on a tax-deferred basis¹. In some cases, whole life insurance policies may also be entitled to policy dividends, declared from the insurer's surplus, and an excess-interest whole life policy may earn an additional amount of interest after a specified period of time. Policy dividends and excess interest payments are NOT guaranteed.

Universal Life Insurance - Universal life insurance is allows you flexibility with your premium payment and death benefit. It also features a cash value that will grow tax deferred over the life of the contract.*

*Under current federal income-tax laws

Annuities

Fuller Insurance understand that annuities can be a key component of your overall retirement savings plan. Whether your goal is saving for retirement or you've already reached that goal and you want to be sure that you will never outlive your savings, an annuity may be just what you're looking for.