Auto insurance is more than a matter of insuring your vehicle for loss or repairs after an accident. It is a financial safety net that can help you offset the cost of bodily injury to yourself and others, lost wages in the event of an injury, benefits to survivors when an accident occurs in death, lawsuits and damages to your vehicle caused by an accident. Fuller Insurance offers the following types of coverage for auto insurance in Dallas Fort Worth.
Collision
Collision coverage pays for damage to your vehicle as a result of a collision with another vehicle or object. Generally this type of auto insurance coverage reimburses the amount needed to repair or replace your damaged vehicle, minus the deductible. Dallas Fort Worth residents are required to have collision and comprehensive insurance coverage.
Comprehensive
Fuller Insurance provides comprehensive auto insurance to Dallas Fort Worth residents to protect them against losses resulting from most natural occurrences.
Deductible
The deductible is the amount of the loss you agree to pay or absorb in the event of a claim or accident. Choosing a higher auto deductible reduces the cost of your auto insurance.
Property Damage
In a collision where you are at fault, property damage auto insurance covers your liability for damaging another person's personal property, such as an automobile, house or fence.
Personal Injury Protection
Fuller Insurance suggests personal injury auto insurance protection to Dallas Fort Worth residents who would like a broader range of medical costs paid. PIP covers lost wages and the replacement of the services of someone injured in an accident.
Uninsured Motorist
It is recommened that Dallas Fort Worth residents buy Uninsured Motorist coverage to protect you, members of your household and your passengers in an accident with a motorist who has no insurance or is underinsured. Uninsured Motorist protection also covers you if you're injured by a hit-and-run driver. Uninsured motorist auto insurance includes payment of medical costs, lost wages and pain and suffering.
For more information on Dallas Auto Insurance and other cities in the Dallas Fort Worth metroplex including Plano, please visit Automobile Insurance Made Easy.